How do I pre-qualify?

What is pre-qualification?

CarGurus offers Pre-qualification, a quick and easy way to receive personalized real rates with no impact on your credit score before moving forward with the purchasing process! 

Click “Get pre-qualified” anywhere on our Finance page, or locate the Pre-qualify to know your monthly payment section of any vehicle details page, fill in the information requested, and view your pre-qualification offers from our participating lender(s). 

Please note, estimated payments are for informational purposes only and may or may not account for financing pre-qualifications, acquisition fees, destination charges, tax, title, and other fees and incentives or represent a financing offer or guarantee of credit from the seller.

How does it work?

You're just three simple steps away from your new car:

  1. Get pre-qualified: Submit a few basic details to our lenders. Approval takes just a few minutes.
  2. Shop millions of cars: See one you like? Enter a few more details to fine-tune what your monthly rate will be.
  3. Make your purchase: Bring your pre-qualification certificate to the local dealership. That's it!

Finance Page

Visit our Finance page or navigate to Finance on our website or mobile app to learn more.

Vehicle listing Page

Locate the pre-qualification section of the vehicle listing page just below Features.

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