Selling a Car that has a Lien

At CarGurus, we're here to help you sell your car, even if you still have a loan on it. Here's how it works:

  • Positive Equity: If our offer for your vehicle is more than your loan payoff amount, we'll buy your car. It's that simple!
  • Negative Equity: If you owe more than our offer, you can still sell your car by paying off the difference. We recommend paying off the difference plus at least two months' worth of payments to ensure a positive equity position, as offers and payoff amounts can change over time.

Please note, we are currently unable to purchase vehicles that are under a lease contract.

Keep Making Payments

To ensure the best possible offer, continue making payments on your loan until we pick up your vehicle. Stopping payments too early could result in a lower final offer for your car.

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